The census counted 4,555,025 households in Ontario in 2006, of which 71.0% owned the dwelling they lived in. This was an increase from 67.8% five years earlier, the second largest proportional jump among the provinces.
The proportion of owner households that had a mortgage rose substantially in Ontario. In 2006, 59.1% of owner households in Ontario had a mortgage, up from 56.0% five years earlier. The national average was 57.9%.
The median price Ontario homeowners expected to receive for selling their home was $250,410 in 2006, well above the national median of $200,474.
The proportion of households spending 30% or more of their income on shelter was well above the national average of 24.9%. In 2006, about 27.7% of households spent 30% or more of their income on shelter, up from 25.3% five years earlier, the fastest proportional increase in the country.
Ontario also had the highest shelter costs of all provinces, for both owners and renters. Households that rented their accommodation spent a median of $9,644 a year on shelter, while the median for owners was $12,545. For owners with a mortgage, the median was nearly $17,952.
About 9.2% of Ontario households were living in a dwelling constructed since 2001, the second highest rate among the provinces. Ontario also had the lowest percentage of households who felt that their dwelling was in need of major repair (6.6%).
The census counted 1,801,255 households in the census metropolitan area of Toronto. Of these, two-thirds (67.6%) owned their accommodation and 32.4% rented it.
One-third (33.4%) of households in Toronto spent 30% or more of their income on shelter. This was the highest proportion among all census metropolitan areas. Among the households that owned their accommodation, 27.1% spent 30% or more of their income on shelter, also the highest proportion, as did 46.4% of renters.