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Changing Patterns in Canadian Homeownership and Shelter Costs, 2006 Census: Presence of a mortgage

Six in 10 owner households had a mortgage

Nearly six out of every 10 households that owned their home had a mortgage. Of the 8.4 million households that owned their home, 4.9 million, or 57.9%, had a mortgage, the highest level since 1981. This was an increase from 55.2% in 2001. Correspondingly, the proportion without a mortgage fell from 44.8% to 42.1%.

Provincially, there was a wide variation in the percentage of households with a mortgage, from a high of 62.1% in Alberta to a low of 44.8% in Newfoundland and Labrador.

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